Here at Thurlby Motors we are able to assist you in finding the best deal to suit you and your finance needs.

There are a few ways to fund the purchase of your new vehicle and our trained advisors are available at each of our three branches to find the most suitable way for you.

In addition to arranging vehicle finance our advisors are trained to advise you on the most suitable products to meet your needs relating to Payment Protection Insurance, Vehicle Replacement Insurance and Extended Warranty products.

Should you wish to discuss your finance needs please feel free to contact Norman Deakin our Group Business Manager on 01507 463254 or e-mail norman.deakin@thurlby.net

We offer the following contracts with a brief explanation below:

Hire purchase / Lease purchase
Personal Contracts / PCP
Finance Lease
Contract Hire

The simplest way to finance your purchase.

With Hire Purchase you pay a deposit (the actual amount is negotiatble). The remaining amount (plus interest and charges) is repaid in regular monthly payments.

MAIN BENEFITS

• Flexible (sometimes NIL) deposit
• Repayments over a fixed period to suit your circumstances
• Fixed monthly repayments
• Fixed interest rates

All of the benefits of Hire Purchase, with the option of lowering your monthly payments by opting to make a "balloon payment" at the end of the agreement.

Vauxhall Choices offer the ultimate in flexibility. It allows you to defer the decision to purchase or return the car until the end of the agreement.

Vauxhall finance guarantee the future value of your vehicle based on your estimated mileage, keeping payments low. At the end of the contract you have 3 choices:

1/ Purchase the car. Simply pay the optional purchase payment which is equal to the guaranteed future value of your Vauxhall

2/ Hand back the car. You will have no further obligation, other than for excess mileage and wear and tear, if applicable. You are then free to take another contract

3/ Part exchange your Vauxhall for a new one. You can use any equity in your current vehicle to put towards a new car.

MAIN BENEFITS

• Reduced monthly payments
• The future value risk is guaranteed by Vauxhall finance
• Fixed monthly repayments
• Defer your ownership decision until the end of the contract
• Flexible (sometimes NIL) deposit

This is an agreement that allows you to hire a vehicle for a fixed period without the option of ownership. Payments cover both the initial cost of the vehicle and the finance charges. An initial deposit, usually equal to three months rentals, is collected in advance.

At the end of the contract, the proceeds from the sale of the vehicle, less a small administrative fee, are returned to you or can be used as a deposit / advance rental on your next vehicle.

MAIN BENEFITS

• Use without ownership of the vehicle
• Eliminates capital expense
• Improved cash flow
• VAT Reclaimable
• Benefit from the net sale proceeds
• Rentals allowable against taxable profits (proportionally)
• Fixed monthly rentals

*Business only use.

All of the benefits of Finance Lease without the worry or risk at the end of the agreement as you simply give the vehicle back to the leasing company.

Business users please note: if you are unsure about the suitability of any plan please consult your tax adviser.

Thurlby Motors Ltd are authorised and regulated by the Financial Services Authority